Availability of Services
Not all products and services described in our Site are available in each State. In addition, the terms of the products and services differ depending upon the State. Where you reside may limit whether you qualify for certain products and services. In our sole discretion, we determine the eligibility requirements, including residency requirements, for any product or service we offer.
Our description of the products and services, including, if any, interest, fees, charges, may change without notice. The general description information on this Site is not a binding legal offer, and each product or service remains subject to our underwriting and eligibility requirements. We do not intend for this Site and/or any products, services or information described or provided herein to be obtained or used by any person in any jurisdiction where such distribution, availability, or use would violate applicable law.
Users in Other States
At the current time, Presto’s products and services are only available to persons residing in Arizona. We make no representation that the documents, pages, images or other materials or content on this Site are appropriate or available for use in jurisdictions outside Arizona.
When applying for a loan on this Site, you agree to provide
current, complete, and accurate information about yourself. If any information
you provide is untrue, inaccurate, not current, or incomplete, we may terminate
your application and decline to make products and services available to you in
Consent to be Contacted by Telephone, E-Mail or Postal Mail
By submitting your contact information to us, you expressly consent to be contacted by us by telephone, e-mail or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution.
From time to time, we may need or want to contact you in connection with your account or any loan for which you have started or completed the application process. By obtaining a Presto loan or beginning an application on this Site for any loan or service, you consent to be contacted by us via written notices, e-mail, text messages, or telephone, and, in connection with any such telephone calls, you consent to the use of prerecorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your Presto account or loan application, including mobile telephone numbers that could result in charges to you, or at any e-mail address or mailing address we have for you in our records or from other public and nonpublic databases we may lawfully access. We also may contact other individuals who may be able to provide updated employment, location, and contact information for you.
This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on this Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by Presto or third parties; all right, title and interest therein will remain the property of Presto and/or such third-party owner, as applicable.
You are authorized solely to view and retain a copy of the pages from this Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site for the purpose of transacting business with Presto. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit this Site, or any portion of this Site for any public or commercial use without Presto’s express written consent.
The information contained on this Site is provided “as is” and “as available.” We do not warrant the accuracy, adequacy or completeness of the information provided herein and expressly disclaim liability for any errors or omissions in such information. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information.
Limitation of Liability
You agree that all access and use of this Site and its contents is at your own risk. In no event will we be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Presto or our representatives are advised of the possibility of such damages, losses or expenses.
This Site is Not Directed at Minors
This Site is not directed at children under 18 years of age. Furthermore, the products and services offered through this Site are not available to persons under the age of 18. As such, we do not knowingly collect personally identifiable information from such children. If you are younger than 18, please do not provide any personally identifiable information while using this Site.