Looking for an Auto Title Loan With Bad Credit?
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Five Affordable Arizona Car Title Loan Centers
Auto Title loan With Bad Credit
Can I get approved for an auto title loan with bad credit?
You are not your credit score, and at Presto Auto Loans, you can get an auto title loan with bad credit. We do not base loan approval on your credit score, unlike many other loan centers. At Presto Loan Centers, we care about our customers, and we know your credit score is not a reflection of you as a person. We use the equity in your car – not simply looking at your credit history – to arrive at your qualifying auto title loan amount.
When you come to us for a loan, we want to help. That’s why you can qualify for an auto title loan with no credit check at all! Because we use your car as collateral, your credit score won’t affect whether you are approved for a loan with us. We understand that everyone needs a little financial help from time to time, and we want to help. In fact, because Presto reports to the credit bureaus, making timely payments can actually help improve your credit score.
Why Should I choose Presto Auto Title Loans as my loan provider?
We make the loan approval process as easy and fast as possible, so you can get the money you need and get on with your life. When you come to Presto Loan Centers, you’ll enjoy all these benefits:
Same day loan approval. There’s no waiting around for days or weeks to find out whether you are approved for your auto title loan or not. You’ll know the same day you come to us how much you’ve been approved for so you can move ahead.
Lowest loan interest rate in Phoenix. We’re proud to say that our auto title loans only charge half the maximum legal rate for title loans in Phoenix and all of Arizona. That means you pay less interest, and your loan is paid off faster than many other financial institutions that charge more.
Super simple and easy loan approval process. There aren’t any complicated processes to go through or difficult paperwork to fill out to get your title loan. We make it as easy as possible for you to get the money you need.
Friendly staff to help you along the way. Our team is here to help you get the title loan you came for, and will happily answer any questions you may have, and help you through anything that you don’t understand.
Experience. The folks at Presto Loan Centers are not new to the title loan business; we’ve been helping people improve their financial situations for over 50 years, and we’d like to add your name to that list.
There are a lot of reasons people need cash in a hurry, from job loss to accidents, unexpected medical bills to home improvements, and sometimes lending institutions make the process of obtaining a loan way too complicated. At Presto Loan Centers, we keep things simple. We believe that just because you have a bad credit score doesn’t mean that you should be excluded from getting approved for an auto title loan. Start your online application now and get approved with Presto Auto Title Loans today!
Complete Your Low Interest Car Title Loan Application Online
Fill Out Your Loan Application Online
Connect With One of Our Loan Underwriters
*We will call you to review your applications and make sure you have everything you will need.
Visit the Location of Your Choosing to Complete Your Loan
* We will complete your vehicle inspection, verify your information, you can sign your documents and leave with your cash!
Apply at One of Our Five Convenient Loan Centers
Walk In To Any Presto Title Loan Center
* Mon – Sat 9:00am – 6:00 pm
Complete a Written Loan Application
*Fill out your application when you arrive, or DOWNLOAD IT HERE and fill it out ahead of time.
Bring All Documentation With You.
*Be sure to review the checklist below!
Start Your Loan Application By Phone
Call our customer service department during normal business hours.
* Mon – Sat 9:00 am – 6:00 pm
Chat With Your Underwriter & Provide Your Information
*We will verify all of your informaiton and prepare your application.
Choose Any Location to Get Your Vehicle Inspected and Sign Your Title Loan Documents.
*Be sure to bring all required information with you (see the checklist below).
What Do I Need to Bring With Me?
To complete your low interest auto title loan, you will need to bring the following to our office:
- Vehicle
- Arizona Vehicle Title
(If the current loan is not paid off and with another lender, current loan info is very helpful.) - Valid Driver License or State ID
- Four References with Names, Addresses and Phone Numbers.
Helpful items:
- Proof of Insurance
(Comp. and Collision insurance info if loan is greater than $5000.) - Proof of Income
(Online banking information, Paycheck stubs, W2’s, taxes, or bank statements.) - Proof of Residence
(Rental or mortgage agreement, utility bill in your name, etc.)
Why Choose Presto for Your Auto Title Loan?
Lower Rates!
At Presto, our title loans are 1/2 the maximum legal rate. Nobody in Arizona can offer you a better rate.
Lower Payments
Because our rates are so low, your payments are much lower. We structure our loans to ensure that they fit your budget.
Faster Payoff
Every payment you make includes interest and Principal. That means your loan is closer to paid off with every payment, and NO BALLOON PAYMENT at the end of your title loan.
Cheaper
No additional fees, no early prepayment pentalties, lower rates, lower payments and a faster payoff mean more money in your pocket, wallet, piggy bank or couch.
Improve Your Credit
We report to all three major credit bureaus. Help boost your credit score with when you payoff your loan at Presto.